Santa Clara, CA
GEM is the BEST mortgage company on the planet! I chose Golden Empire Mortgage because it is a company that is competitive, caring, technological and innovative. GEM is a company that always has its heart in the right place to help the loan officer provide the best mortgage experience for its clients and customers! In our industry, it is not uncommon for loan officers to switch companies to try and better themselves! Although many mortgage professionals choose to move from company to company, I will always maintain deep roots at GEM. GEM is my family!
I recently purchased a condo with the help of Homeowners Financial. Henry and Melanie made the experience smooth and seamless. We closed on time and I was very satisfied. I would highly recommend this company and look forward to doing business with them again!
I have worked with Henry for over 20 years! Between buying a home, refinancing, selling my home, and now my children buying their first homes, I can tell you HE IS LEGIT, professional, and always has the best interest of his clients! His team is dedicated to making the experience an easy one, and if there was ever a bump in the road, they will call, keep you updated, and make it happen! I wouldn't trust anyone else with this kind of investment. Even when I bought a property out of state in AZ a few years back, I made sure he referred me to someone he knew and trusted out there. Bottom line, Call Henry for any mortgage needs! You won't be sorry!
Great company to deal with, the people here are awesome and willing to do what it takes to get things done for you.
San Diego, CA
Henry and his team did a great job helping us buy a house in record time. Would highly recommend using him for a home loan.
I bought a home with Henry's help in Feb 2014. I'm a small biz owner and it was harder to get approved at other lenders. Henry worked with us and we are extremely happy with our new home. Highly recommend Henry since he worked many years as a real estate agent and now devotes all his time to mortgages.
San Marcos, CA
Henry has many years of experience in the industry and puts his heart into every transaction that comes across his desk. He takes the time to explain the different loan scenarios to his clients to make sure they make the right decisions. He truly cares about his clients financial wellbeing while ensuring a smooth transaction. I highly recommend his services!
I've had some terrible experiences in the past with other Mortgage "professionals", most of the time they just wanted to get me approved and put me in a home. They really didn't take the time to educate me on the most important purchase of my life.
Henry will make sure you fully understand your loan terms or he will review again with you and make sure you understand every step of the way. Henry has not helped my friends and family purchase a home, and they all loved the way he walked them through the buying process.
There are many "mortgage loan professionals" that say they can help you, Henry is the only one i know that gets the work right the first time. I can always count on him when i have a question regarding home loans, or real estate.
Henry and Melanie were fantastic! I had a client in need of a complicated loan, and they delivered.
The team was extremely helpful and kept us in the loop every step of the way. Highly recommend!